Once I have your mortgage application information, I’m going to put all the pieces of the puzzle together to see what we have. I’ll pull your credit report, compare your monthly bills to your income, look at your savings and decide what fits you.
Once that is done, I’m going to ask you for paperwork to support the information you gave me. The paperwork needed for each home buyer is different depending on their situation.
A list of the typical paperwork needed for a mortgage pre approval is provided in this Documentation Checklist. To make the process even smoother for you, watch the educational videos below that detail exactly what the income and asset documents need to look like.